Benefit Flexibility

In an uncertain world where people live longer, working patterns change rapidly and demands on individuals are increasing from dependants, the requirement for fixed formulae benefits is disappearing.

Some individuals may not commence drawing until later in life, whereas others may need to access pension benefits - in whole or in part - much earlier than expected as a result of loss of other income.

Our SSAS permits benefits to be taken in stages, in varying amounts and provides the widest possible options for selection of dependants.

We offer the most tax efficient death benefits permitted and utilise all permitted modes of pension drawings whether USP, ASP, Scheme Pension (or through an annuity, if desired) to target individual needs.